Dr. Najib Kamal Bachir is a seasoned healthcare consultant and medical-insurance professional with over 24 years of experience spanning clinical practice, insurance operations, and digital health transformation. An orthopedic specialist by background, he has built deep expertise in medical coding, revenue cycle management (RCM), fraud detection, claims optimization, and regulatory compliance within the Saudi and GCC healthcare ecosystems. Dr. Najib has led and advised multiple initiatives aligned with value-based healthcare and national digital-transformation frameworks, combining strategic insight with hands-on implementation. He is also an entrepreneur, trainer, and trusted consultant, actively involved in healthcare capacity building and health-tech innovation, with a strong focus on practical, market-ready solutions. Known for his structured, results-driven approach, Dr. Najib bridges clinical expertise with technology, policy, and business to enhance efficiency, quality, and sustainability across healthcare systems.